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​​Insurance Plans Accepted


Cherokee Medical Center and Floyd Cherokee Medical Center Rural Health Clinics accept most major health coverage plans. The following plans are accepted as of March 24, 2021. ​ 

Remember to verify ​provider participation, ​coverage and benefits with your insurance company before your appointment or procedure.​

Commercial Payer Participation

  • ​Aetna (excludes Floyd Cherokee Medical Center Rural Health Clinics)​​
  • Alliant Health Plans
  • American Behavioral (​excludes Floyd Cherokee Medical Center Rural Health Clinics)
  • Blue Cross Blue Shield of Alabama
  • CIGNA Health and Life Insurance Company
  • United Healthcare AL (excludes Floyd Cherokee Medical Center Rural Health Clinics) 
  • ​Viva Healthcare HMO, POS, PPO, Open Access, Self-Funded

Medicaid and Medicaid 

  • ​Alabama Medicaid

Medicare, Medicare Advantage & Military Plan Participation

  • Aetna Medicare excludes Floyd Cherokee Medical Center Rural Health Clinics)
  • BCBS Medicare
  • Humana ChoiceCare Medicare Advantage
  • United Healthcare Medicare Advantage excludes Floyd Cherokee Medical Center Rural Health Clinics)
  • Viva Health Medicare Advantage
  • Tricare Select, Reserve Select, and Tricare for Life excludes Floyd Cherokee Medical Center Rural Health Clinics)​

Non-participating Plans

You may still choose to be seen by a Floyd provider if your health insurance plan is not listed above. Your options are:
  • Use your out-of-network benefits
  • Pay for services in full (non-insured prompt pay discount may be available)